Some states throughout the country operate on a "no-fault" system when it comes to car insurance. This typically means when it comes to injuries sustained in a car accident, you will file a claim with your own insurance company to get your medical bills paid, regardless of which driver was at fault for the accident. While this may seem simple enough on paper, there are some viable reasons why you still might want to retain legal help before you move forward. Here's why you might want to reach out to a no-fault insurance attorney today.
Your Insurance Company Will Still Work to Keep Their Costs Down
In states where you have to try to get money out of the other party's insurance company, you go into expecting them to try to stiff you to keep their costs down. In a no-fault state where you deal with your own insurance company, you might think that you won't have any trouble because you are their own customer. But your insurance provider is still a business and will still want to keep its costs down where it can. An attorney can help make sure you are dealt with fairly and get the maximum reimbursement for the bills that you deserve.
An Attorney Can Help Get Your Claim Looked at Faster
Do you have medical bills to pay after your accident and money is tight for you at the moment? If so, it might be important to you to get your claim approved as soon as possible. Sometimes a letter or phone call from an attorney can help grease the wheels and get someone to review your claim faster. An experienced attorney will also make sure you don't make a mistake on your claim that could lead to it being denied on the first attempt or delayed until the insurer receives more information. When urgency is important, have a legal expert help you find the most efficient and quickest path forward.
You May Still Have the Option to Sue the Other Driver if the Accident Was Their Fault
While a no-fault state may have you go to your own insurer regardless of whose fault the accident was, this does not mean you give up your rights to sue the other driver if they were the ones at fault. In some cases, you may be able to get additional money for your medical bills beyond what your insurance will reimburse you for. There could also be additional property damage that you could attempt to sue for. Contact a local no-fault insurance attorney today for more information.
To learn more about No Fault Insurance Attorneys. Contact a Personal Injury Firm near you.
